Marketplace Enrollment Tools Help Consumers

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Did you know that 48 percent of uninsured consumers don’t feel confident in choosing a health plan? The great news is that this open enrollment period there are new and improved tools to help consumers choose the best health insurance plan for themselves and their families. Consumers who fully understand their plan benefits are more […]

2nd Year of Modest Rate Increases in Texas Marketplace

CPPP's Stacey Pogue

This week, we got the first snapshot of Texas Marketplace premium rates for next year, and the modest average premium increases come as welcome news. Texans will see a 5 percent average premium increase for the second-lowest cost Silver-level plan (called the “benchmark” plan) in the Health Insurance Marketplace in 2016. The increase was 4 […]

Uphill Battle for Immigrants to get Insurance

Melissa McChesney

Last week we discussed how confusion about eligibility and fear can keep immigrants from accessing the affordable coverage now available to them through the Affordable Care Act (ACA). This week we will look at common technical hurdles immigrants must overcome when they do attempt to enroll in affordable coverage in the Marketplace. Many immigrants may […]

Why Immigrants Struggle to Get Health Coverage

Melissa McChesney

For this week’s installment of Countdown to Coverage 2016 we’re looking at some of the challenges uninsured lawfully present immigrants often face when trying to get health insurance. Two key reasons why legal immigrants may go without health coverage are confusion about their eligibility to purchase Marketplace health plans, and fear that applying for health insurance […]

Need Health Insurance? Look Beyond Sticker Price

Melissa McChesney

Next month marks the beginning of the third open enrollment period, during which Texans can purchase insurance from Healthcare.gov, the Health Insurance Marketplace created by the Affordable Care Act. In this edition of the Countdown to Coverage 2016 series, we’re exploring questions you should consider when choosing among the many health plans available in the […]

It Pays to Shop for Health Coverage

Melissa McChesney

Open enrollment for 2016 health insurance through the Health Insurance Marketplace starts on November 1. Health plan subscribers who are currently enrolled in a Marketplace plan soon will begin to receive notices on how they can renew their health coverage for 2016. Everyone who is currently enrolled in a Marketplace plan is given the option […]

King v. Burwell: Measuring the Potential Harm to Texas

CPPP's Stacey Pogue

The U.S. Supreme Court is preparing to issue a ruling in King v. Burwell, the case challenging Affordable Care Act (ACA) insurance subsidies for residents of states — such as Texas — that did not set up their own Health Insurance Marketplaces. Texas and Texans will suffer significant harm if subsidies are eliminated by the […]

King v. Burwell: 4 Things You Need to Know

CPPP's Stacey Pogue

The U.S. Supreme Court is preparing to issue a ruling in King v. Burwell, the case challenging Affordable Care Act (ACA) insurance subsidies for residents of states — such as Texas — that did not set up their own health insurance Marketplaces. Here are four things you should know about the ruling. 1. We are […]

Refunds and Repayments from Marketplace Subsidies Very Likely

Melissa McChesney

Last January people across the country began receiving subsidies as they signed up for health coverage through the Health Insurance Marketplaces set up by the Affordable Care Act (ACA). These subsidies help pay premiums for individuals enrolled in a Qualified Health Plan (QHP) through the Marketplace. In the first (2014) open enrollment period, 733,757 Texans […]

Texas Has a Lot to Lose in King v. Burwell

Melissa McChesney

Yesterday the Supreme Court heard oral arguments on the King v. Burwell case. The plaintiffs argued that the Affordable Care Act should be read literally to allow subsidies to be provided only to taxpayers in Marketplaces established by individual states. This would prohibit the Marketplace established by the federal government from providing subsidies, and end all […]