1.3 Million Texans Signed Up For Marketplace Coverage

Melissa McChesney

In March, the U.S. Department of Health and Human Services (HHS) released the final report for the 2016 open enrollment period for the Health Insurance Marketplaces, established by the Affordable Care Act (ACA). This year enrollment in the Marketplace continued to grow with 1.3 million Texans selecting health plans in the Marketplace, 48 percent of […]

Marketplace Enrollment Tools Help Consumers

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Did you know that 48 percent of uninsured consumers don’t feel confident in choosing a health plan? The great news is that this open enrollment period there are new and improved tools to help consumers choose the best health insurance plan for themselves and their families. Consumers who fully understand their plan benefits are more […]

2nd Year of Modest Rate Increases in Texas Marketplace

CPPP's Stacey Pogue

This week, we got the first snapshot of Texas Marketplace premium rates for next year, and the modest average premium increases come as welcome news. Texans will see a 5 percent average premium increase for the second-lowest cost Silver-level plan (called the “benchmark” plan) in the Health Insurance Marketplace in 2016. The increase was 4 […]

Uphill Battle for Immigrants to get Insurance

Melissa McChesney

Last week we discussed how confusion about eligibility and fear can keep immigrants from accessing the affordable coverage now available to them through the Affordable Care Act (ACA). This week we will look at common technical hurdles immigrants must overcome when they do attempt to enroll in affordable coverage in the Marketplace. Many immigrants may […]

Why Immigrants Struggle to Get Health Coverage

Melissa McChesney

For this week’s installment of Countdown to Coverage 2016 we’re looking at some of the challenges uninsured lawfully present immigrants often face when trying to get health insurance. Two key reasons why legal immigrants may go without health coverage are confusion about their eligibility to purchase Marketplace health plans, and fear that applying for health insurance […]

Need Health Insurance? Look Beyond Sticker Price

Melissa McChesney

Next month marks the beginning of the third open enrollment period, during which Texans can purchase insurance from Healthcare.gov, the Health Insurance Marketplace created by the Affordable Care Act. In this edition of the Countdown to Coverage 2016 series, we’re exploring questions you should consider when choosing among the many health plans available in the […]

Refunds and Repayments from Marketplace Subsidies Very Likely

Melissa McChesney

Last January people across the country began receiving subsidies as they signed up for health coverage through the Health Insurance Marketplaces set up by the Affordable Care Act (ACA). These subsidies help pay premiums for individuals enrolled in a Qualified Health Plan (QHP) through the Marketplace. In the first (2014) open enrollment period, 733,757 Texans […]

Countdown to Coverage: Lack of Awareness Still a Huge Obstacle

Melissa McChesney

With just days left until the end of open enrollment in the Health Insurance Marketplace, Texas still has a long way to go to get eligible Texans enrolled in affordable health coverage. According to a report by the Kaiser Family Foundation, at the end of the 2014 open enrollment period only 24 percent of potential […]

Countdown to Coverage: Marketplace Open for Shopping

CPPP's Stacey Pogue

Two big things just happened related to the Health Insurance Marketplace. I’ll give you the good news first. Last night, the Health Insurance Marketplace at HealthCare.gov opened up for window shopping – you can see the plans and prices that will be available to you for 2015 coverage. This gives you several extra days to identify […]

Countdown to Coverage: Importance of Financial Assistance

CPPP's Stacey Pogue

UPDATE November 7, 2014: Earlier today the Supreme Court decided to hear King v. Burwell, a case about the subsidies in federally-facilitated Health Insurance Marketplaces. While this decision is troubling, there is no immediate impact to financial assistance available through the Health Insurance Marketplace. 84% of Texans received financial assistance in 2014 to access healthcare […]