Lessons from School-Based Children’s Savings for College Programs in Texas

Laura Rosen

Children’s Savings Accounts (CSAs) for College offer a promising strategy to get more Texas students to college and help students and parents build financial skills. CPPP and RAISE Texas have made several advances over the past five years to develop a model to expand access to CSAs, particularly in kindergarten through 8th grade alongside Texas’ […]

Consumer Financial Protection Bureau Director Announces New Financial Education Resources in Dallas

Laura Rosen

I was thrilled to attend the Consumer Financial Protection Bureau’s (CFPB) first town hall meeting on financial education in Dallas on September 7, co-hosted by Texas Appleseed. At the event, CFPB Director Richard Cordray shared findings from the Bureau’s new report, “Building Blocks to Help Youth Achieve Financial Capability.” At the meeting, a variety of […]

How Business Leaders Can Help Employees Build Financial Stability

Laura Rosen

In Texas, we pride ourselves on working hard and being self-sufficient. However, we have not done enough to correct the fact that too many Texans are stuck in low quality jobs that make self-sufficiency all but impossible. Specifically, 2.4 million Texas workers (26 percent of all private sector jobs) earn less than $11.62 an hour […]

Growing Tax-Time Savings in Texas

Working for a Better Texas

By Scott Zienty Tax season is here, and for many Texas families, their tax refund presents an important savings moment. Unfortunately, it’s not easy for most filers to save their refund because they have “pre-spent” it. Low-income families also have to overcome institutional hurdles to save.  For example, an outdated Texas policy attaches liquid asset limits […]