OPED: In Texas, Everyone Deserves a Fighting Chance

This weekend, we contributed a piece to the Austin American-Statesman’s legislative series. You can read the full oped below, which originally ran in the Statesman on Sunday, Dec. 9: Sarah Campsey’s children are her world. She’d sacrifice anything to give them the best life she can. Three years ago, Sarah had to choose between keeping […]

RAISE Texas Summit – a recap

Don Baylor

By Don Baylor Jr. As we wrapped up the RAISE Texas Training and Summit at the Federal Reserve Bank in Houston, several things came to mind: One is the maturity of the network. Ten years ago at the first meeting, 25 people attended the Texas IDA Network to focus on one issue.  This year’s summit, […]

The Case for Limiting Title Loan Fees

Don Baylor

By Don Baylor, Jr. Payday and auto title loans are unaffordable for most Texans who use these products. First, Texans pay about 50-75 percent more than people in other states, with Texas short-term loans being the most expensive in the U.S. Second, most Texans are unable to pay back these loans when they are due, […]