Two years ago, the 2011 Texas Legislature enacted two measures to rein in the Wild West of payday and auto title lending by requiring licensing, standard disclosures, and data collection under the Office of Consumer Credit Commissioner. The bill to address
Many Texans are poor, not because they don’t work, but because their work pays too little to raise a family out of poverty. To ensure economic prosperity, Texas public policy must support work, make work pay, and help families build their assets.
One of the biggest challenges facing the Texas economy is the lack of career and college readiness for adults and K-12 students. To increase postsecondary access and success, Texas must build a more durable pipeline across our educational and workforce systems to prepare Texans for the jobs of today and tomorrow.
Health Care Protecting and improving Texas Medicaid and CHIP will help ensure access to a decent standard of health care for millions of low-income Texas seniors, children, and families who can’t afford private insurance. Accepting the Affordable Care Act’s opportunity to
Most of us know what poverty “looks like”—such as being homeless or hungry. But what we may not realize is that poverty is a specific income line defined by the federal government. The line differs depending on how big your
First Focus, a bipartisan advocacy organization that works to make children and families a priority in federal policy and budget decisions, has released a new report called Big Ideas: Children in the Southwest. So why focus on just kids
Texas is arguably ground zero in the battle to rein in excessive fees and deceptive practices from payday and auto title lenders. Last week, the Office of Consumer Credit Commissioner (OCCC), the state entity that supervises credit access businesses (CABs)—also
This weekend, we contributed a piece to the Austin American-Statesman’s legislative series. You can read the full oped below, which originally ran in the Statesman on Sunday, Dec. 9: Sarah Campsey’s children are her world. She’d sacrifice anything to give
This week, the Austin American-Statesman ran an oped I wrote about the flawed legislation filed that would require welfare and unemployment benefits applicants to be drug tested. Instead of going down this costly and unnecessary route, we should be focusing on
By Andrea Mayo In 2011, nine percent of Texas teenagers age 16 to 19 were neither in school nor in the workforce. Unless Texas takes action, these young people will likely face substantial personal challenges to success and impose a large