OPED–Insurance Department Needs Teeth

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CPPP's Stacey Pogue

“Imagine a jury that can find a criminal guilty but can’t sentence that person to jail. How about a cop that can pull you over for speeding but can’t write a ticket? Or, a referee that can throw a flag but can’t impose a penalty. Whoever oversees the rules in life needs to be able to enforce the rules.

Just like football refs need to be able to enforce penalties for holding, the “referees” that oversee marketplaces need enforcement tools, too. As the referee of our insurance market, the Texas Department of Insurance plays a critical role for all of us. But TDI is lacking a needed enforcement tool — it can’t stop a health insurance company from charging excessive rates.”

You can read Stacey’s complete Austin American-Statesman oped here.

At the Center for Public Policy Priorities, we believe in a Texas that offers everyone the chance to compete and succeed in life. We envision a Texas where everyone is healthy, well-educated, and financially secure. We want the best Texas - a proud state that sets the bar nationally by expanding opportunity for all. CPPP is an independent public policy organization that uses data and analysis to advocate for solutions that enable Texans of all backgrounds to reach their full potential. We dare Texas to be the best state for hard-working people and their families.

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